Products and Solutions

Digital Lending

Digital Lending Changing Banks from Inside


Banks are facing bigger rivalry. Earlier, banks were the only providers of loans to persons and to minor industries. Nowadays, however, troublesome investors such as mobile cash providers offer loans over mobile phones and compete directly with banks.
Divya Technology offers a whole answer for real-time, digital lending. Our structure features real-time decision analytics that is custom-made to the exclusive features of your clients. Customers can apply for a loan through any digital channel, including normal phones, smartphones or tablets as well as over the internet.
Customers accept a direct, real-time loan choice according to your corporate guidelines and modified models, as well as an exact credit proposal, specifying the quantity accepted, the amount, the monthly repayment total, etc. Customers who receive the offer can have the loan managed instantly.

Benefits of Digital Lending for Your Organization:

  1. Mobile features and e-Signing
  2. Free up your time
  3. Minimal Documentation
  4. No penalty for repaying your loan before stipulated time
  5. Easy and quick process
  6. Lower Interest charges
  7. No hidden fees and charges
  8. Lower Eligibility Criteria

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Our Approach:

Divya Technology brings all you need to restructure your procedures and offer an outstanding loan knowledge to your customers while remaining compliant. Divya Technology assignment is to authorize community financial organizations with the skill to raise and improved facility their customers. Our goal to offer large bank technology abilities although continuing the local public sense. Our solution offers a clear and safe advancing procedure, updates corporate procedure and lets you reply rapidly to varying market requirements.

Our Partners

Crowd Strike
palo alto
Virmati Group
Global Sign
Everest IMS
pristine info
F5 Networks

Our Valued Clients

Department of Information Technology
Nepal Telecom
Rastriya Banijya Bank
Nic Asia
web surfer
sky net
Loop Net
Key Concept Nepal
Agni Cement
Fitstop Fitness
BK Group
La Ca Nepal
Rainbow Tours and Travels


What Our Clients Have To Say About Us


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